Envision Credit Union

Grow Your Child's
Financial Future
with Envision Credit Union

At Envision Credit Union, we understand the importance of teaching children about money management and financial responsibility from an early age. As a trusted credit union serving North Florida and South Georgia, we offer specialized banking options for kids and teens, designed to help them develop healthy financial habits that will last a lifetime. Our Owl About Kids Savings Accounts and eTeen Checking Accounts provide age-appropriate features and benefits, making it easy for parents to guide their children toward a bright financial future.

Early Childhood (Ages 0-7)

During your child's early years, it's important to introduce the concept of saving and the value of money. By opening an Owl About Kids Savings Account with Envision Credit Union, you can provide a dedicated place for your child's gifts, allowances, and other savings, helping them build good financial habits from an early age. Plus, if you open an account before your child turns 1, we’ll give you a $25 bonus deposit.

Schedule an Appointment to Open a Savings Account

Middle Childhood (Ages 8-12)

As your child grows, it's time to start encouraging goal-setting and regular saving habits. With an Envision Credit Union Owl About Kids Savings Account, your child can learn basic money management skills, such as setting savings goals, tracking their account balance, and making regular deposits.

Schedule an Appointment to Open a Savings Account

Teenage Years (Ages 13-18)

When your child enters their teenage years, it's important to help them transition to greater financial responsibility and independence. An Envision Credit Union eTeen Checking Account is the perfect tool for this stage of life, allowing your teen to learn how to budget, manage spending, and use a debit card responsibly. With our ECU Rewards program and Coink Savings Account, your teen will also have additional incentives to develop smart financial habits that will serve them well into adulthood.

Schedule an Appointment to Open an eTeen Account

Owl About Kids Savings Accounts

At Envision Credit Union, we believe it's never too early to start saving.

Our Owl About Kids Savings Accounts are designed for young people up to age 18, providing a safe and engaging way to introduce your child to the world of banking.

And even better, by opening an account during your child's infancy or toddler years, you can create a dedicated place for gifts, allowances, and other childhood savings.

Here’s What You’ll Get:

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We'll add a $25 deposit if the account is opened before your child is one year old

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Free* Piggy Bank for savers who are age 6 and under

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Free* Change Exchange for all those loose coins

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Extra 0.15% interest APY earned on first $1,000 in savings account

Start a Financial Future Now

Opening an Owl About Kids Savings Account at Envision Credit Union is an excellent way to teach your child the value of saving and setting financial goals from an early age. By encouraging regular deposits and providing engaging educational materials, we help your child develop responsible money management habits that will serve them well throughout their lives. Plus, with our competitive interest rates and bonus deposit offer, your child's savings will grow even faster.

Schedule an Appointment
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eTeen Checking Accounts

As your child enters their teenage years, it's important to help them develop a sense of financial independence and responsibility. Envision Credit Union's eTeen Checking Accounts are designed to do just that, offering a secure and convenient way for teens to manage their money while learning valuable budgeting and spending skills.

Here’s what you’ll get:

  • No monthly fees
  • Free* debit card available to anyone ages 14 and over; no parental approval required as long as you have a legal identification card
  • 24/7 Online and Mobile Banking
  • Earn ECU Rewards points when you select ‘credit’ for all debit card transactions; points can be redeemed for items like iPads, laptops, gift cards, and more
  • Access to a Coink Savings Account that can help you start saving with our debit card promotions

With an Envision Credit Union eTeen Checking Account, your teenager will learn to manage their money, make smart financial decisions, and develop a sense of financial independence. Our free* debit card and online banking tools provide a safe and convenient way for teens to handle their finances, while our ECU Rewards program and Coink Savings Account offer additional incentives for responsible spending and saving habits.

Kickstart Financial Independence Today

Schedule an Appointment

FINANCIAL LITERACY FOR KIDS

Hey there, young money heroes! Ready to embark on an exciting journey into the world of kids' financial literacy? We've got awesome videos, engaging blog posts, and interactive kids' money activities to help you become a money champion! Uncover the secrets of saving, smart spending, and setting financial goals. Dive into the world of kids' money management – click here to explore our kid-friendly money lessons and financial tips for kids now! Let Envision Credit Union be your trusty sidekick as you navigate the landscape of youth financial education and develop essential money skills for a brilliant future.

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Frequently Asked Questions

You can open an Owl About Kids Savings Account for your child at any age up to 18 years old. However, we recommend starting as early as possible, ideally during your child's infancy or toddler years, to maximize the benefits of early savings habits.

Our Owl About Kids Savings Accounts must maintain a very low balance of $5. We want to make it easy and accessible for all children to start saving, regardless of their initial deposit amount.

Yes, your child can access their Owl About Kids Savings Account through our online and mobile banking platforms, allowing them to view their account balance, transaction history, and other important information. However, as a parent or guardian, you will have joint ownership of the account and can monitor your child's activity for added security and guidance.

To open an eTeen Checking Account with Envision Credit Union, your teenager must be between the ages of 14 and 18 and have a valid legal identification card. No parental approval is required, making it easy for teens to take the first steps toward financial independence.

Yes, all eTeen Checking Accounts come with a free* debit card, allowing your teenager to make purchases, withdraw cash, and manage their money with ease. Our debit cards also offer the added benefit of earning ECU Rewards points for every transaction, which can be redeemed for exciting prizes like iPads, laptops, and gift cards.

No, there are no monthly fees associated with our eTeen Checking Accounts. We believe in providing accessible and affordable banking options for young people, helping them build strong financial habits without the burden of unnecessary costs.

Yes, as a parent or guardian, you can monitor your teen's checking account activity through our online and mobile banking platforms. This allows you to provide guidance and support as your teen learns to manage their money responsibly.

At Envision Credit Union, we are committed to providing engaging and educational resources to help kids and teens develop strong financial literacy skills. From interactive online tutorials to in-person workshops and seminars, we offer a variety of age-appropriate tools and resources to support your child's financial education and growth.

At Envision Credit Union, we are dedicated to helping children and teens in North Florida and South Georgia build strong financial foundations for a bright future. Our Owl About Kids Savings Accounts and eTeen Checking Accounts offer age-appropriate features, competitive benefits, and engaging educational resources to support your child's financial growth at every stage of life.

By starting early and providing ongoing guidance and support, you can help your child develop healthy money management habits that will serve them well throughout their lives. Contact Envision Credit Union today to learn more about how we can help you grow your child's financial future, or schedule an appointment.

*Fees may apply.